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    1. How to Dispute Credit Report Errors
      "If you’ve been told that you were denied credit because of an “insufficient credit file” or “no credit file” and you have accounts with creditors that don’t appear in your credit file, ask ... "
      http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre21.htm

    2. Consumer Handbook to Credit Protection Laws: Applying for Credit
      "If credit is denied, this notice must be in writing, and it must explain the specific reasons that you were denied credit or tell you of your right to ask for an explanation. "
      http://www.federalreserve.gov/pubs/consumerhdbk/apply.htm

    3. Pay Traffic Ticket Online
      How to Pay Traffic Tickets Online Important: No one from the court will ever phone and ask for payment or credit card information. To pre-pay fine and costs by credit card
      http://www.courts.state.va.us/caseinfo/tickets.html

    4. Your Credit Card Rights
      Eastern Time and ask for Credit Card Rights . Have your credit card handy. Get even more information and take advantage of online government resources at www.USA.gov and www.GobiernoUSA.gov —your ...
      http://www.pueblo.gsa.gov/press/nfccreditrights07.htm

    5. The FTC's website on Credit - Consumer Information: In Debt
      "Defines debt repayment plans, explains the differences between secured and unsecured debt, and offers questions to ask credit counseling agencies if you consider using ... "
      http://www.ftc.gov/bcp/conline/edcams/credit/coninfo_debt.htm

    6. Federal Trade Commission
      "... must-dos for anyone with a Debt Management Plan, and the steps to take if the credit counselor handling your DMP has gone out of business. Also offers a list of questions to ask when choosing a credit ... "
      http://www.ftc.gov/bcp/conline/pubs/credit/debt.htm

    7. Credit and Your Consumer Rights
      ... coast to coast will have access to a free annual credit report if they ask for it.
      http://www.ftc.gov/bcp/conline/pubs/credit/crdright.htm

    8. History & Genealogy - Services Available by Mail - Miscellaneous ...
      "... and ask you to send additional funds for the remaining pages. The $5 fee is not refundable. Payment in advance by check, money order or credit card is required. Send your request to Tennessee State ... "
      http://www.tennessee.gov/tsla/history/mailmisc.htm

    9. Credit Scoring
      "If you get credit, ask the creditor whether you are getting the best rate and terms available and, if not, why. If you are not offered the best rate available because of ... "
      http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre24.htm

    10. Mississippi Home Help - Hurricane Katrina Homeowner Grants
      Fraud Alert: Mississippi Development Authority will not ask for credit card or bank account information or ask ... This grant program is sponsored by the State of Mississippi and the US Department of ...
      http://www.mshomehelp.gov/p1_default.htm

    11. National Credit Union Administration - News
      NCUA does not ask credit unions members for such personal information. Anyone who receives an e-mail that purports to be from NCUA and asks for account information should consider it to be a ...
      http://www.ncua.gov/Phishing/phishing.htm

    12. Want a Free Annual Credit Report? The Only Official Website is ...
      "... an email solicitation for your free annual credit report, use pop-up ads, or call you to ask for personal information. "
      http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt156.htm

    13. DEFEND: Recover From Identity Theft - Deter. Detect. Defend. Avoid ID ...
      "An initial alert stays on your credit report for at least 90 days. You may ask that an initial fraud alert be placed on your credit report if you suspect you have been, or are about to ... "
      http://www.ftc.gov/bcp/edu/microsites/idtheft/consumers/defend.html

    14. EPA Microbiology - Images
      "For public domain images, permission is not required for their use but we do ask that you credit the EPA and the contributors (found in the Photo Credit line) whenever an ... "
      http://www.epa.gov/nerlcwww/images.htm

    15. Equal Credit Opportunity
      "... alimony, child support, or separate maintenance payments, unless you're first told that you don't have to provide this information if you won't rely on these payments to get credit. A creditor may ask if ... "
      http://www.ftc.gov/bcp/conline/pubs/credit/ecoa.pdf

    16. Home Equity Credit Lines
      "... especially important if you are comparing a home equity credit line with a traditional installment (or second) mortgage, where the APR includes the total credit costs for the loan. In addition, ask ... "
      http://www.ftc.gov/bcp/edu/pubs/consumer/homes/rea02.htm

    17. The FTC's website on Credit - Consumer Information: Credit Cards ...
      "Defines debt repayment plans, explains the differences between secured and unsecured debt, and offers questions to ask credit counseling agencies if you consider using ... "
      http://www.ftc.gov/bcp/conline/edcams/credit/coninfo_loans.htm

    18. National Credit Union Administration - Consumer Information
      "Once NCUA receives your written complaint, we will acknowledge its receipt, log it into our records and ask the credit union's ... "
      http://www.ncua.gov/ConsumerInformation/Consumer%20Complaints/fcucomplaints.htm

    19. Federal Trade Commission
      Ask the credit counselor to estimate how long it will take for you to complete the plan. You also may have to agree not to apply for — or use — any additional credit while you’re participating ...
      http://www.ftc.gov/bcp/conline/pubs/credit/fiscal.htm

    20. Your Access to Free Credit Reports
      "A: Under federal law, you’re entitled to a free report if a company takes adverse action against you such as denying your application for credit, insurance, or employment and you ask for your report ... "
      http://www.ftc.gov/bcp/conline/pubs/credit/freereports.htm

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